Finding the Right Pet Insurance

Fortunately, Pet Insurance Review has been serving as a trusted resource for educating consumers about the various pet insurance plans available to dog owners. 

Why Pet Insurance

We all know that unexpected costs can come grow exponentially in a pet emergency. While routine care can be budgeted, an unexpected illness or accident occurs.

How Do You Choose the Best Pet Insurance for You?

Look for a policy that will help you reduce your vet bills when your pet needs a vet, and that covers your pet’s unique health needs. For example, you might seek coverage for emergency vet care, dental care, pre-existing conditions, hereditary or breed-based conditions, or behavioral issues. You might want a wellness policy to cover a new puppy or kitten through adulthood. Review the available coverage when you consider a pet insurance company.

Some insurance companies have add-on coverage to enhance basic pet policies. You can often purchase supplemental insurance for exam fees, prescription medications or food, or vaccines and other types of routine care. This is the easiest way to get cheap vet care when your pet needs it.

The cost of pet insurance varies based on several factors. You will generally pay more if you live in an urban area than in a rural area, so it’s important to look for a cheap vet near you. You can save by purchasing insurance in your pet’s younger years. Your premium will generally cost more if you have a dog, a larger breed, or a male pet.

Providing detailed information will help you get accurate quotes from pet insurance companies. You will need your dog or cat’s medical history, age, and breed, as well as your address and other requested personal details. Most pet insurance providers let you get a coverage quote and administer claims for care online.

Pet Insurance Comparison

EmbraceAt Embrace, the difference is in the details. Their coverage goes above and beyond. For every year they do not receive a claim payment, they will reduce your deductible. Embrace covers curable pre-existing conditions once your per is symptom-free for 12 months.

Embrace has the shortest wait times in the industry – covering pets just 2 days after enrollment.

If you don’t like what we find, you can cancel your policy within the first 30 days for a full refund.

To complete your pet’s coverage, Embrace offers an optional wellness rewards plan with zero deductible or copay to cover wellness exam fees, shots, spay/neuter surgery, grooming and a lot more!

Healthy PawsWith Healthy Paws, you can give your pet the medical care they need. Their top-rated dog insurance plans cover accidents, illnesses, cancer, emergency care, genetic and hereditary conditions, breed-specific conditions, and alternative care.

Healthy Paws plan coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition or otherwise excluded under the policy, your pet’s veterinary bills will be eligible for coverage.

TrupanionTrupanion coverage is robust and tailored to have your pet’s back for all new and unexpected injuries and illnesses. Their coverage is based on the actual prices veterinarians charge for care – from diagnostic testing and medications to hospitalizations and everything in between. Trupanion does not enforce payout limits.

What’s covered?

  • Hereditary conditions your breed is prone to inheriting
  • Unidentified issues, even if your pet doesn’t have an official diagnosis
  • Congenital conditions your pet developed before birth

For a complete list of available pet insurance plans visit: Wag.com

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